An operator mindset
Applying decades of operating know-how and lessons learned
ALMA's entrepreneur-first investment model accelerates sustainable development by helping high-impact companies to grow faster and better manage risk.
stories
FROM OUR PORTFOLIO
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
“At RapiCredit, we are committed to financial inclusion in Colombia by serving borrowers with quick, innovative and inclusive credit solutions via smart technology use. ALMA is a great ally that will allow us to continue to strengthen our business as one of the largest social-purpose lending fintechs in Colombia.”
Daniel A. Materon
CEO at RapiCredit
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
“Our company is growing quickly as we strive to bridge the inequities in access to credit for micro and small businesses in Africa. That’s why we need partners like ALMA who can keep pace with the funding needs of our business and help us to realize this growth in an efficient and impactful way.”
Richard Quaye
Chairman at Bills Micro-Credit Ltd.
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
"KrediYA’s mission is to democratize financial access across Latin America. Our easy credit process has led to greater financial inclusion: 40% of our clients obtain a loan for the first time. With ALMA’s support, we will grow our contributions to financial inclusion and economic development in a sustainable way."
Juan Carlos Vargas
CEO at KrediYA
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
"From day one, ALMA demonstrated they were different. Their responsiveness, transparency, and tailored approach to lending have made them an invaluable partner for Monedo. Thanks to ALMA, we've been able to grow with confidence and execute our vision at a pace we didn't think possible."
Ashish Kohli
CEO at Monedo
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
“Trella’s operations will benefit greatly from the additional debt financing extended by ALMA. In the fast-growing digital logistics industry we need new sources of capital to maintain our high-growth trajectory, and to reach the thousands of truckers across the region who need to access more shipments, faster payments, and other integral services.”
Omar Hagrass
CEO at Trella
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
"Autochek is driving the penetration of auto financing and building strong relationships with financial institutions across Africa. ALMA’s debt funding enables us to deepen these relationships and achieve our mission of making car ownership affordable and accessible in Africa."
Etop Ikpe
CEO at Autochek Africa
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
// Digital Platforms // Digital Platforms // Digital Platforms
"Partnering with ALMA reinforces our commitment to building responsible and sustainable mobility financing solutions. Their strong focus on ethical, socially responsible finance enables us to scale car lending in a way that prioritizes transparency, long-term value, and inclusive access for SMEs and consumers,”
Azamat Seitbekov
Founder and Co-CEO of Jet Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
"Our collaboration with ALMA has significantly strengthened our mission to deliver responsible and timely credit solutions to underserved groups. Their support has enhanced our reach and accelerated our commitment to financial inclusion."
Amit Goyal
Managing Director at Fatakpay
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
"Nideport is dedicated to restoring natural capital, with a focus on strengthening forests, ecosystem and biodiversity services, and promoting sustainable development in local communities. With the support of ALMA, we are expanding our operations and scaling the business to manage 45 million hectares by 2030."
Juan Nuñez
CEO at GBM, parent of Nideport S.A.
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
// Inclusive Finance // Inclusive Finance // Inclusive Finance
"ALMA’s direct involvement has been crucial in our goal to establish ourselves as a prominent financing player for small businesses and start-ups in Brazil. As our business partner, ALMA closely monitors our growth trajectory and provides constant support, without which Divibank's journey would not have been the same."
Rebecca Fischer
Co-Founder and CRO at Divibank
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
// Working Capital // Working Capital // Working Capital
"Working with ALMA has allowed us to expand our solar power financing solutions and help more Mexican small businesses achieve sustainability while reducing their energy costs by 30%."
Christofer Voegelin
Founder and CEO at Solara
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
// Carbon Finance // Carbon Finance // Carbon Finance
“With essential financial support from ALMA, the Mangrove Management Carbon project, not only helps us achieve our goals but also sends a powerful message about the importance of responsible investing for the benefit of the environment.’’
DK Balian
Founder and CEO at ClimeTrek
Some of our partners
Investment Our APPROACH
Focused on solutions
Creatively structuring security and repayments to make a deal work
Straight talk
Committing only what we can confidently deliver for our partners
With you, side by side
Entrepreneurs move fast, and we’re always available, via phone or text
In data we trust
Tenacious about tracking and sharing performance in real-time
Focused on results
Helping our partners succeed by keeping the focus on fundamentals