LIGHTHOUSE, PLEASE GIVE ME GOOD SCORE!

CREATIVE CAPITAL FOR INSPIRING ENTREPRENEURS

We’ve got debt for sustainable development! Let’s talk if you're expanding access to finance, clean energy, carbon innovations, or fixing our planet in another way.

ALMA's entrepreneur-first investment model accelerates sustainable development by helping high-impact companies to grow faster and better manage risk.

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FROM OUR PORTFOLIO

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

“At RapiCredit, we are committed to financial inclusion in Colombia by serving borrowers with quick, innovative and inclusive credit solutions via smart technology use. ALMA is a great ally that will allow us to continue to strengthen our business as one of the largest social-purpose lending fintechs in Colombia.”

Daniel A. Materon

CEO at RapiCredit

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

"Juancho Te Presta wants to make credit available in record time for all, especially for women who make up 65% of our customers. With the backing of partners such as ALMA we will be able to further expand our services throughout Colombia."

Juan E. Saldarriaga

CEO at Juancho Te Presta

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

// Digital Platforms // Digital Platforms // Digital Platforms  

“Trella’s operations will benefit greatly from the additional debt financing extended by ALMA. In the fast-growing digital logistics industry we need new sources of capital to maintain our high-growth trajectory, and to reach the thousands of truckers across the region who need to access more shipments, faster payments, and other integral services.”

Omar Hagrass

CEO at Trella

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

"NI Holdings is grateful for ALMA's commitment and investment in our forest carbon business. ALMA's support of the project brings many benefits to local communities including job opportunities, inclusive economic growth, and other social benefits, all while preserving Papua New Guinea's most precious natural resources, its rainforests."

Fredrick Tona

CEO at NI Holdings

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

"ALMA’s direct involvement has been crucial in our goal to establish ourselves as a prominent financing player for small businesses and start-ups in Brazil. As our business partner, ALMA closely monitors our growth trajectory and provides constant support, without which Divibank's journey would not have been the same."

Rebecca Fischer

Co-Founder and CRO at Divibank

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

"Nideport is dedicated to restoring natural capital, with a focus on strengthening forests, ecosystem and biodiversity services, and promoting sustainable development in local communities. With the support of ALMA, we are expanding our operations and scaling the business to manage 45 million hectares by 2030."

Juan Nuñez

CEO at GBM, parent of Nideport S.A.

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

// Carbon Finance // Carbon Finance // Carbon Finance  

“With essential financial support from ALMA, the Mangrove Management Carbon project, not only helps us achieve our goals but also sends a powerful message about the importance of responsible investing for the benefit of the environment.’’

DK Balian

Founder and CEO at ClimeTrek

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

"KrediYA’s mission is to democratize financial access across Latin America. Our easy credit process has led to greater financial inclusion: 40% of our clients obtain a loan for the first time. With ALMA’s support, we will grow our contributions to financial inclusion and economic development in a sustainable way."

Juan Carlos Vargas

CEO at KrediYA

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

"Autochek is driving the penetration of auto financing and building strong relationships with financial institutions across Africa. ALMA’s debt funding enables us to deepen these relationships and achieve our mission of making car ownership affordable and accessible in Africa."

Etop Ikpe

CEO at Autochek Africa

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

// Working Capital // Working Capital // Working Capital  

"Working with ALMA has allowed us to expand our solar power financing solutions and help more Mexican small businesses achieve sustainability while reducing their energy costs by 30%."

Christofer Voegelin

Founder and CEO at Solara

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

// Inclusive Finance // Inclusive Finance // Inclusive Finance  

“Our company is growing quickly as we strive to bridge the inequities in access to credit for micro and small businesses in Africa. That’s why we need partners like ALMA who can keep pace with the funding needs of our business and help us to realize this growth in an efficient and impactful way.”

Richard Quaye

Chairman at Oya Group Ltd. and Bills Micro-Credit Ltd.

Some of our partners

Investment Our APPROACH

An operator mindset

Applying decades of operating know-how and lessons learned

Focused on solutions

Creatively structuring security and repayments to make a deal work

Straight talk

Committing only what we can confidently deliver for our partners

With you, side by side

Entrepreneurs move fast, and we’re always available, via phone or text

In data we trust

Tenacious about tracking and sharing performance in real-time

Focused on results

Helping our partners succeed by keeping the focus on fundamentals